• DUITT

    Easy and Practical with no Hassle

Get to Know DUITT

Electronic money management gets simpler with DUITT and Duit Telepon. The product is designed for Indonesian citizens, and DUITT account opening is available through the nearest DUITT agents with only your phone number as proof of ownership.


Product Characteristics
  • Mobile phone number as electronic money account number
  • No monthly administration fee
  • No interest rates
  • Transaction security in the form of PIN and OTP (One-Time Password)
  • DUITT is not a savings account and therefore not guaranteed under Indonesia Deposit Insurance Corporation (IDIC)
  • Each customer is allocated a maximum of two electronic money account number (DUITT)
  • Inactivity for six recurring months will result in DUITT inactive account status (dormant)


Get the Product

DUITT account opening is an easy process. Simply provide a mobile phone number and identity card, visit the nearest DUITT agent, and fill in an account opening form. Provide a top up initial deposit and wait for DUITT account approval via SMS notification from BCA.

Note: While waiting for approval process by BCA, maximum DUITT balance allowed is Rp 1 million and transactions are limited to top up, transaction/bill payments, and account closure (if not approved by BCA).


Transaction Procedure

DUITT services offer:

  • Balance inquiry service through mobile phone or DUITT agent
  • Transaction mutation through mobile phone or DUITT agent
  • Deposit through DUITT agent
  • Cash withdrawal through DUITT agent
  • Transfer between DUITT accounts* through DUITT agent
  • Mobile top up* through DUITT agent
  • Bill payment* through DUITT agent

* Services will be available soon, 

To conduct transactions, simply visit the nearest DUITT agent. Additionally, perform transactions through your mobile phone:

  1. Access *141* and select DUITT. Choose the type of transaction you wish to perform (For Indosat, Telkomsel, and XL users only).
  2. Send an SMS to 69888 in the following formats:  

Transaction Type

Command (SMS Content)

Balance Inquiry

DUITT<space> SALDO <space> PIN
Example: DUITT SALDO 123456

Transaction Mutation

DUITT <space> MUTASI <space> PIN
Contoh: DUITT MUTASI 123456


Transaction Limit

  • Top up accumulation maximum Rp 20.000.000 per month
  • Cash withdrawal depending on total balance
  • Maximum balance is Rp 5.000.000
  • Transfer between DUITT accounts* maximum Rp 5.000.000 per day
  • Mobile top up* maximum Rp 1.100.000 per day
  • Bill payments* according to total bill amount

* Services will be available soon 


Transaction Fee

Transaction Fee

Cash Withdrawal

Rp 2.000/transaction

Transfer between DUITT accounts*

Mobile top up*

Bill payment*

* Services will be available soon
*Fees may change without advance notification

Cost per SMS depends on telecommunication provider used by customer. Customer is responsible for SMS fees.


DUITT Individual Agent List

Click here for the complete list of DUITT agents.


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