Sincerity will always result in blessings, just the same as your family’s financial planning.
No one can predict the future yet you can protect yourself from early on. Provisa Syariah invites you to plan your family's future well being in a sincere way.
Provisa Syariah is here for those of you who want to get insurance and invest your funds in halal, trustworthy and reliable types of investments.
Provisa Syariah has basic contribution limit payments by the customer. The basic contributions can be paid in monthly or yearly installments, according to the customer's capability.
|How to Pay Contributions||Minimal (Rp)||Maximal (Rp)|
Sincerity will always result in blessings. Aside from guaranteed halalinvestments, also obtain other benefits during your time with us.
Including the Additional Insurance to your Provisa Syariah can optimize your protection :
Illustration of Benefits
The growth assumption of Investment Benefits above is just an illustration and not a guarantee. The level of investment and growth of Investment Funds can be higher or lower. The Investment Benefit value could be larger or smaller than the invested funds.
The growth of investments depends on the Unit Value (NAV).
Investing in unit link products includes risks, including yet not limited to political risks, government regulation alteration risks or other regulations, interest rate alterations risks, liquidity risks, equity value risks, and foreign exchange value risks, that could effect the performance of the investment both directly or indirectly.
All risks related to the type of investment chosen are the sole responsibility of the individual.
|Type of Fee||Description|
|Acquisition Fee||First Year : 75% basic yearly contribution
Second Year etc : 0% basic yearly contribution
|Tabarru' Payments||Amount of Tabarru Premium will vary every year depending on Member's Age and number of Amount Insured|
|Top Up Fee||3% from Top Up Contribution|
|Policy Maintenance Fee||1st to 7th year policy : 3.5% per year from the Basic Account Contribution Value.|
|Investment Management Fee||Maximum 2.5% per year from the investment portfolio.|
|Policy Administration Fee||1st to 10th year policy : Rp 27,500
11th year etc. : Rp 15,000
|Risk Administration Fee||Amount of Administration Fee will vary every year depending on Member's Age and number of Amount Insured|
|Policy Cancellation Fee||Will be applied if the Policy is cancelled during the first 7 years of the Policy.|
|Top Up Fund Withdrawal||No fee|
|Tabarru' Fund Management||No fee|
|Other Fees||Will be charged based on the transaction according to the applied regulation.|
* Update per January 26 2012
Comfort and ease in transacting is a part of our commitment to our customers. You can get the Provisa Syariah service at Your nearest BCA branch by fulfilling the following terms and conditions.
|Terms & conditions||Policy Holder||Insured Client|
|Citizenship||Indonesian Citizen||Indonesian/ Foreign Citizen|
|Age when applying for the policy||Minimum 18 years||1 month - 65 years|
|Necessary Documents||Photocopy of Valid ID (ID / Driver's License / Passport)||Photocopy of Family Card / Birth Certificate (if necessary)|
For further information, please contact:
Provisa Syariah has been approved by the AIA Syariah Advisory Board recommended by the National Advisory Board – Indonesian Ulama Countil (MUI).
|How much Loyalty Benefits will I receive?||
|How can I Claim?||You can Claim by filling out an Insurance Benefit payment request form (for Death Benefits) or Transaction Form (for Investment Benefits) plus other necessary documents needed as stated in the regulations for applying for Benefits, and then submitting it to PT AIA Financial.|
|Will I be able to alter my Type of Investment Plan in the future?||Yes, you can alter the Plan you own to another one by filling out a Unit Link Transaction form.|