Working Capital Financing Solution
Solutions provided to customers requiring additional capital to finance business turnover (accounts receivable, inventory, and accounts payable)
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Solutions for your business that require liquid financing. Where the withdrawal and settlement can be made at any time during the term of the credit facility through a checking account.
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Benefits |
The use of flexible credits
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What you need to know |
Credit period is 1 year and can be extended
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Solutions for your business that require seasonal financing. Where withdrawals can be done gradually or simultaneously.
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Benefits |
Use of credit and regular installment payments
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What you need to know |
Time Loan consists of Time Loan Revolving, credit term of 1 year and can be extended and Incidental Time Loan, credit period of 6 months and cannot be extended
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Solutions for your business that require liquid financing. Where the withdrawal can be done at once or gradually, and repayment is done by installments.
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Benefits |
Regular installment payments
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What you need to know |
The loan period is 3-5 years
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Solutions for exporters or suppliers requiring financing of production, collection, and preparation of goods in the framework of export. Where withdrawal using SPPFK and completed with export documents.
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Benefits |
Use of credit and regular installment payments
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What you need to know |
Credit period is 1 year and can be extended
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Solutions for your business that require the settlement of Letter of Credit (L/C) or Domestic Certified Letters (SKBDN) issued by BCA for inventory financing.
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Benefits |
Use of credit and regular installment payments
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What you need to know |
Credit period is 1 year and can be extended
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Solutions for those of you who need financing more than one credit facility as per business requirements.
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Benefits |
Credit ceiling flexibility among facilities
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What you need to know |
Credit period is 1 year and can be extended
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Investment Financing Solution
Solutions for customers who need additional capital to finance business investment
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Solutions for your business that require rehabilitation, modernization, and expansion of productive enterprises including the purchase of land, buildings, machinery, and vehicles.
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Benefits |
Financing gradually as needed
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What you need to know |
Credit period up to 20 years*
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Specific Scheme Credits Financing Solution
Solutions for customers who need additional capital for certain/exclusive financing (Requirements: principal/developer has been working with BCA *)
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Financing solution for non-residential commercial property (warehouse, office, kiosk) where certificates are still not broken (parent certificate).
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Benefits |
Interest rates and conditions with special condition
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What you need to know |
Credit period up to 20 years*
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The financing solution for purchasing products to distributors from certain Principal.
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Benefits |
Interest rates and conditions with special conditions
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What you need to know |
Credit period is 1 year and can be extended
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Financing solution for suppliers who sell to certain Principal.
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Benefits |
Interest rates and conditions with special conditions*
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What you need to know |
Credit period is 1 year and can be extended
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Financing solution for franchisees who want to invest in certain franchisors.
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Benefits |
Interest rates and conditions with special conditions*
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What you need to know |
Credit period up to 5 years
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A financing solution for dealers who will make purchases/payments of products to a particular dealer
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Benefits |
Interest rates and conditions with special conditions*
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What you need to know |
Credit period is 1 year and can be extended
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Other Credit Solution
Solutions for customers who need credit financing for operational vehicles and other company operational transactions
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A financing solution for your company that requires four-wheeled vehicle financing with vehicle BPKB assurance (operational car purchase, COP, refinancing, etc.).
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Benefits |
Competitive interest rates and fast process
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What you need to know |
Regular period of 1-4 years and Fix & Cap 5 and 6 years
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A financing solution for your company that requires two-wheel motorcycle financing.
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Benefits |
Competitive interest rates and fast process
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What you need to know |
The loan period is 9-36 months
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Trade Finance Solution
Solutions for customers who need certainty of payment / guarantee from Bank
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Solution for customers who need a statement from the issuing bank on the purchase request of the goods, where the issuing bank will pay a certain amount of money if the terms in the L/C are met.
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Benefits |
Certainty of payment
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What you need to know |
Consists of export L/C and L/C import
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Solution for customers who need a letter from the issuing bank at the request of the purchase of goods, where the issuing bank will pay a certain amount of money if the conditions in the SKBDN are met (often referred to as local L/C).
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Benefits |
Certainty of payment
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What you need to know |
Consists of incoming SKBDN and out coming SKBDN
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Solution for customers who require a bank statement, in which the Bank will pay to the party receiving the warranty if the guaranteed party injury promise.
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Benefits |
Certainty of payment
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What you need to know |
Bid Bond, Performance Bond, Maintenance Bond, Payment Bond, etc
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