Why we should be your partners

To face the challenges of an increasingly competitive business environment, your company needs the services of local bank that is professional and operates on an international scale.

At BCA, the range of International Banking Services includes Trade and Remittance. To meet the needs of an increasingly complex industry, we provide Trade/Remittance Specialists who are ready to help your company to conduct various types of banking transactions.

Supported by a wide network of correspondent banks throughout the world, we will service you using our sophisticated processing and tracking system. In addition, we offer competitive exchange rates and fees on 16 foreign currencies being Australian Dollar (AUD), Canadian Dollar (CAD), Swiss Franc (CHF), Danish Krone (DKK), Euro (EUR), Pound Sterling (GBP), Hong Kong Dollar (HKD), Japanese Yen (JPY), China Yuan (CNH), Saudi Arabian Riyal (SAR), Swedish Krona (SEK), Singapore Dollar (SGD), New Zealand Dollar (NZD), US Dollar (USD), Malaysian Ringgit (MYR), and Thailand Bath (THB).

Ekspor Impor Lokal Garansi Remittance
Penerusan L/C Letter of Guarantee Penerbitan L/C Penerbitan SKBDN Bank Garansi Outward Remittance (OR)
Confirmed L/C Kredit Ekspor Trust Receipt Penerusan SKBDN Standby L/C Inward Remittance (IR)
Transfer L/C Outward Documentary Collection Inward Documentary Collection Diskonto SKBDN Counter Guarantee
Negosiasi / Diskonto

Our excellent service:

  • BCA Full Payment , is a foreign exchange transfer service to their home country where the recipient will receive the fund in full amount at a low cost. For every BCA Full Payment transaction, customer is entitled to a reward of the New Logo FLAZZ Card with a balance of IDR 25,000 for the period of January until June 2021. 

    *valid while stocks last. 

    BCA Full Payment currently serves the transaction for the currencies of USD, SGD, AUD, HKD, DKK, GBP, CAD, and NZD. 

    Terms and Conditions:

    • Transactions are conducted in local currency (example, USD remittance to the US).
    • Funds are received in full amount by the recipient. 
    • Maximum amount for the fund transferred is at equivalent of USD 100,000 per transaction, except for DKK is limited at equivalent USD 25,000 per transaction.
    • Transactions are conducted on a non-value today basis. 
    • The service charges at a cost of USD 10 (or equivalent) + Telex Fee of Rp 50,000. 
    • Foreign currency funds are subjected to a provision in lieu flat fee of equivalent to USD 5. (For bank notes fund, other terms and conditions apply)
    • Transactions can only be done at BCA branches. 
    • Customer is required to include some additional information in accordance with the provisions of the transaction currency, as the following:

    • Transaction Currency Destination Country Beneficiary Account Number Local Clearing Code Beneficiary Address Details
      USD United States Max. 17 characters ABA Number (Electronic/ACH) 9 characters City, postal code, state
      SGD Singapore Max. 11 characters Sorting Code 7 characters -
      AUD Australia Max. 9 characters BSB Number 6 characters City, postal code, state
      HKD Hong Kong Max. 9 characters Max. 9 characters -
      DKK Denmark Max. 14 characters (no IBAN) Bank Code 4 characters -
      GBP United Kingdom Max 11 characters (not IBAN) Sorting code 6 characters -
      CAD Canada Max. 12 characters Routing number 9 characters -
      NZD New Zealand Max. 10 characters Clearing code 6 characters -
      Note: Full Payment transactions cannot be transferred to Virtual Account Number.

    For further information of Local Clearing Code List for the currencies of USD, SGD, and HKD, please click in the link below:

    We recommend you to confirm the applicable Local Clearing Code with the beneficiary prior conducting a transaction. We are not responsible for the accuracy, completeness, and validity of information regarding the Local Clearing Code available mentioned on each site above. Any reliance and decisions made based on such information is at your sole risk and full responsibility.

  • Local Currency Settlement Malaysia dan Thailand, A service for transaction settlement for importers and exporters with the use of respective local currencies of the related counterparty countries such as Rupiah (IDR), Malaysian Ringgit (MYR), Thailand Baht (THB), and Japanese Yen (JPY) which will bring more benefits for your trade of goods and services transaction.


    Competitive rate of fees and charges that includes extensive scope of transaction purpose such as:

    LCS MYR dan THB

    • Payment for trade of goods
    • Payment for trade of services, includes payment to hotel, medical, and education institutions


    • Payment for trade of goods and services
    • Transfer for income and/or direct investment
    • Payment for services such as payment to hotel, medical, and education institutions, include living cost

    Terms and Conditions:

    Information Currency
    LCS TransactionJPY can only be transferred to all banks in Japan THB can only be transferred to all banks in ThailandMYR can only be transferred to all banks in MalaysiaIDR can only be transferred to  ACCD Bank1)  in Japan5), Malaysia, and Thailand
    Amount per transaction for Underlying Document Requirement for Foreign Currency Purchase > eqv. USD 25,000Any amount
    Amount per transaction for Underlying Document Requirement for Transfer in IDRAny amount
    Telex FeeIDR 50,000 6)
    Value Today 2)IDR 30,000
    Full Amount 3)*For further information of LCS JPY Pricing, please contact BCA Branch.Equivalent of USD 25IDR 200,000
    Provisi in Lieu 4)0.125% x nominal (min ekv. USD 5; max USD 150) Flat USD 57)-
    Transaction can only be done in BCA Branch


    1)Appointed Cross Currency Dealer (ACCD) is the Bank appointed by Central Bank to facilitate LCS transaction. 

    2) Value Today is fund received by the Beneficiary Bank on the same day

    3) Full Amount is transaction received in full by the Beneficiary

    4) Provision in Lieu is the fee charged if the currency’s source of fund is same as the currency of the transaction

    5) Transfer of IDR to Japan will soon be effective

    6) FREE Telex Fee of Rp50,000 for LCS JPY transactions until 30 June 2021

    7) FREE In Lieu Provision Fee for LCS MYR & THB transactions until 31st December 2021

  • AUD Remittance
    •  AUD Full Amount
      Enjoy our AUD Full Amount transfer service to all banks in Australia with competitive fee
    •  AUD Today
      Transferring AUD to Australia until 1:00 p.m. and directly received on the same day, list of beneficiary bank as follows: ANZ Bank, Commonwealth Bank, NAB & Westpac.
  • Multicurrency BCA, an OR transaction services serving more than 100 foreign currency (aside of 14 foreign currencies that are currently available). BCA will delivery into USD currency and recipient will receive in local currency in their country
  • China Today, Your same day USD fund transfer to the seven largest banks in PR China
  • Yuan Remittance, Yuan fund transfer to all banks around the world
  • Guaranteed Euro, is your solution for global full amount Euro transfer with EUR 30 Full Amount fee and IDR 50.000 telex fee.
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