Why we should be your partners

To face the challenges of an increasingly competitive business environment, your company needs the services of local bank that is professional and operates on an international scale.

At BCA, the range of International Banking Services includes Trade and Remittance. To meet the needs of an increasingly complex industry, we provide Trade/Remittance Specialists who are ready to help your company to conduct various types of banking transactions.

Supported by a wide network of correspondent banks throughout the world, we will service you using our sophisticated processing and tracking system. In addition, we offer competitive exchange rates and fees on 16 foreign currencies being Australian Dollar (AUD), Canadian Dollar (CAD), Swiss Franc (CHF), Danish Krone (DKK), Euro (EUR), Pound Sterling (GBP), Hong Kong Dollar (HKD), Japanese Yen (JPY), China Yuan (CNH), Saudi Arabian Riyal (SAR), Swedish Krona (SEK), Singapore Dollar (SGD), New Zealand Dollar (NZD), US Dollar (USD), Malaysian Ringgit (MYR), and Thailand Bath (THB).

Our excellent service:

• BCA Full Payment , is a foreign exchange transfer service to their home country where the recipient will receive the fund in full amount at a low cost. For every BCA Full Payment transaction, customer is entitled to a reward of the New Logo FLAZZ Card with a balance of IDR 25,000 for the period of January until June 2021. 

  *valid while stocks last. 

  BCA Full Payment currently serves the transaction for the currencies of USD, SGD, AUD, HKD, DKK, GBP, CAD, and NZD. 

  Terms and Conditions:

  • Transactions are conducted in local currency (example, USD remittance to the US).
  • Funds are received in full amount by the recipient. 
  • Maximum amount for the fund transferred is at equivalent of USD 100,000 per transaction, except for DKK is limited at equivalent USD 25,000 per transaction.
  • Transactions are conducted on a non-value today basis. 
  • The service charges at a cost of USD 10 (or equivalent) + Telex Fee of Rp 50,000. 
  • Foreign currency funds are subjected to a provision in lieu flat fee of equivalent to USD 5. (For bank notes fund, other terms and conditions apply)
  • Transactions can only be done at BCA branches. 
  • Customer is required to include some additional information in accordance with the provisions of the transaction currency, as the following:
  
  

  Transaction Currency	Destination Country	Beneficiary Account Number	Local Clearing Code	Beneficiary Address Details
  USD	United States	Max. 17 characters	ABA Number (Electronic/ACH) 9 characters	City, postal code, state
  SGD	Singapore	Max. 11 characters	Sorting Code 7 characters	-
  AUD	Australia	Max. 9 characters	BSB Number 6 characters	City, postal code, state
  HKD	Hong Kong	Max. 9 characters	Max. 9 characters	-
  DKK	Denmark	Max. 14 characters (no IBAN)	Bank Code 4 characters	-
  GBP	United Kingdom	Max 11 characters (not IBAN)	Sorting code 6 characters	-
  CAD	Canada	Max. 12 characters	Routing number 9 characters	-
  NZD	New Zealand	Max. 10 characters	Clearing code 6 characters	-
  Note: Full Payment transactions cannot be transferred to Virtual Account Number.

  
  

  For further information of Local Clearing Code List for the currencies of USD, SGD, and HKD, please click in the link below:

  • USD
  • SGD
  • HKD
  
  

  Disclaimer:
  We recommend you to confirm the applicable Local Clearing Code with the beneficiary prior conducting a transaction. We are not responsible for the accuracy, completeness, and validity of information regarding the Local Clearing Code available mentioned on each site above. Any reliance and decisions made based on such information is at your sole risk and full responsibility.

• Local Currency Settlement Malaysia dan Thailand, A service for transaction settlement for importers and exporters with the use of respective local currencies of the related counterparty countries such as Rupiah (IDR), Malaysian Ringgit (MYR), Thailand Baht (THB), and Japanese Yen (JPY) which will bring more benefits for your trade of goods and services transaction.
  
  

  Benefits:

  Competitive rate of fees and charges that includes extensive scope of transaction purpose such as:

  LCS MYR dan THB

  • Payment for trade of goods
  • Payment for trade of services, includes payment to hotel, medical, and education institutions
  
  

  LCS JPY

  • Payment for trade of goods and services
  • Transfer for income and/or direct investment
  • Payment for services such as payment to hotel, medical, and education institutions, include living cost
  
  

  Terms and Conditions:

  Information	Currency
  	JPY	THB	MYR	IDR
  LCS Transaction	JPY can only be transferred to all banks in Japan	THB can only be transferred to all banks in Thailand	MYR can only be transferred to all banks in Malaysia	IDR can only be transferred to  ACCD Bank1)  in Japan5), Malaysia, and Thailand
  Amount per transaction for Underlying Document Requirement for Foreign Currency Purchase	> eqv. USD 25,000	Any amount
  Amount per transaction for Underlying Document Requirement for Transfer in IDR	Any amount
  Telex Fee	IDR 50,000 6)
  Value Today 2)	IDR 30,000
  Full Amount 3)	*For further information of LCS JPY Pricing, please contact BCA Branch.	Equivalent of USD 25		IDR 200,000
  Provisi in Lieu 4)	0.125% x nominal (min ekv. USD 5; max USD 150)	Flat USD 57)		-
  Transaction can only be done in BCA Branch

  Note:

  ¹)Appointed Cross Currency Dealer (ACCD) is the Bank appointed by Central Bank to facilitate LCS transaction. 

  ²) Value Today is fund received by the Beneficiary Bank on the same day

  ³) Full Amount is transaction received in full by the Beneficiary

  ⁴) Provision in Lieu is the fee charged if the currency’s source of fund is same as the currency of the transaction

  ⁵) Transfer of IDR to Japan will soon be effective

  ⁶) FREE Telex Fee of Rp50,000 for LCS JPY transactions until 30 June 2021

  ⁷) FREE In Lieu Provision Fee for LCS MYR & THB transactions until 31st December 2021

• AUD Remittance
  •  AUD Full Amount
    Enjoy our AUD Full Amount transfer service to all banks in Australia with competitive fee
  •  AUD Today
    Transferring AUD to Australia until 1:00 p.m. and directly received on the same day, list of beneficiary bank as follows: ANZ Bank, Commonwealth Bank, NAB & Westpac.
• Multicurrency BCA, an OR transaction services serving more than 100 foreign currency (aside of 14 foreign currencies that are currently available). BCA will delivery into USD currency and recipient will receive in local currency in their country
• China Today, Your same day USD fund transfer to the seven largest banks in PR China
• Yuan Remittance, Yuan fund transfer to all banks around the world
• Guaranteed Euro, is your solution for global full amount Euro transfer with EUR 30 Full Amount fee and IDR 50.000 telex fee.