• Remittance BCA

    Easy Foreign Currency Transactions for Importers and Exporters

Introducing the Service

BCA understands that foreign currency transactions require service that is both fast and secure. As foreign currency transactions can be an indicator of the credibility of your business transactions, Remittance BCA is the answer.

Through Remittance BCA, BCA provides a service for foreign currency transfers for parties in or out of the country. This service uses a fast, safe and secure system in order to protect your transactions.

Supported by a wide network of correspondent banks throughout the world and all BCA branches in Indonesia. The source of funds for a Remittance BCA can be in the form of cash or debit to an account, either in Rupiah or foreign currency, making it as easy as possible for the customer. Remittance BCA also has a low transfer cost and a competitive buy-sell exchange rate.

Remittance BCA fulfills all foreign currency transaction needs in fast, safe and secure manner.

Outward Remittance

BCA understands your transaction needs as an importer in the global market. The stability of foreign currency values can have an effect on business plans. With our BCA Outward Remittance product, foreign currency transactions are created to facilitate importers. Outward Remittance from BCA can be done in any foreign currency.

BCA understands that business transactions for import activities must be trustworthy, reliable and credible. With Outward Remittance, your foreign currency transfers for import processes will be handled quickly, securely and easily.

BCA Full Payment

BCA Full Payment is a foreign exchange transfer service to their home country where the recipient will receive the fund in full amount at a low cost. For every BCA Full Payment transaction, customer is entitled to a reward of the New Logo FLAZZ Card with a balance of IDR 25,000 for the period of January until June 2021. 

*valid while stocks last. 

BCA Full Payment currently serves the transaction for the currencies of USD, SGD, AUD, HKD, DKK, GBP, CAD, and NZD. 

Terms and Conditions:

  • Transactions are conducted in local currency (example, USD remittance to the US).
  • Funds are received in full amount by the recipient. 
  • Maximum amount for the fund transferred is at equivalent of USD 100,000 per transaction, except for DKK is limited at equivalent USD 25,000 per transaction.
  • Transactions are conducted on a non-value today basis. 
  • The service charges at a cost of USD 10 (or equivalent) + Telex Fee of Rp 50,000. 
  • Foreign currency funds are subjected to a provision in lieu flat fee of equivalent to USD 5. (For bank notes fund, other terms and conditions apply)
  • Transactions can only be done at BCA branches. 
  • Customer is required to include some additional information in accordance with the provisions of the transaction currency, as the following:

  • Transaction Currency Destination Country Beneficiary Account Number Local Clearing Code Beneficiary Address Details
    USD United States Max. 17 characters ABA Number (Electronic/ACH) 9 characters City, postal code, state
    SGD Singapore Max. 11 characters Sorting Code 7 characters -
    AUD Australia Max. 9 characters BSB Number 6 characters City, postal code, state
    HKD Hong Kong Max. 9 characters Max. 9 characters -
    DKK Denmark Max. 14 characters (no IBAN) Bank Code 4 characters -
    GBP United Kingdom Max 11 characters (not IBAN) Sorting code 6 characters -
    CAD Canada Max. 12 characters Routing number 9 characters -
    NZD New Zealand Max. 10 characters Clearing code 6 characters -
    Note: Full Payment transactions cannot be transferred to Virtual Account Number.

For further information of Local Clearing Code List for the currencies of USD, SGD, and HKD, please click in the link below:

We recommend you to confirm the applicable Local Clearing Code with the beneficiary prior conducting a transaction. We are not responsible for the accuracy, completeness, and validity of information regarding the Local Clearing Code available mentioned on each site above. Any reliance and decisions made based on such information is at your sole risk and full responsibility.

Local Currency Settlement

A service for transaction settlement for importers and exporters with the use of respective local currencies of the related counterparty countries such as Rupiah (IDR), Malaysian Ringgit (MYR), Thailand Baht (THB), and Japanese Yen (JPY) which will bring more benefits for your trade of goods and services transaction.


Competitive rate of fees and charges that includes extensive scope of transaction purpose such as:


  • Payment for trade of goods
  • Payment for trade of services, includes payment to hotel, medical, and education institutions


  • Payment for trade of goods and services
  • Transfer for income and/or direct investment
  • Payment for services such as payment to hotel, medical, and education institutions, include living cost

Terms and Conditions:

Information Currency
LCS TransactionJPY can only be transferred to all banks in Japan THB can only be transferred to all banks in ThailandMYR can only be transferred to all banks in MalaysiaIDR can only be transferred to  ACCD Bank1)  in Japan5), Malaysia, and Thailand
Amount per transaction for Underlying Document Requirement for Foreign Currency Purchase > eqv. USD 25,000Any amount
Amount per transaction for Underlying Document Requirement for Transfer in IDRAny amount
Telex FeeIDR 50,000 6)
Value Today 2)IDR 30,000
Full Amount 3)*For further information of LCS JPY Pricing, please contact BCA Branch.Equivalent of USD 25IDR 200,000
Provisi in Lieu 4)0.125% x nominal (min ekv. USD 5; max USD 150) Flat USD 57)-
Transaction can only be done in BCA Branch


1)Appointed Cross Currency Dealer (ACCD) is the Bank appointed by Central Bank to facilitate LCS transaction. 

2) Value Today is fund received by the Beneficiary Bank on the same day

3) Full Amount is transaction received in full by the Beneficiary

4) Provision in Lieu is the fee charged if the currency’s source of fund is same as the currency of the transaction

5) Transfer of IDR to Japan will soon be effective

6) FREE Telex Fee of Rp50,000 for LCS JPY transactions until 30 June 2021

7) FREE In Lieu Provision Fee for LCS MYR & THB transactions until 31st December 2021

AUD Full Amount

Enjoy our AUD Full Amount transfer service to all banks in Australia with competitive fee

Terms and Condition: 
Telex Fee is IDR 50,000,- + AUD 20

AUD Today
Transferring AUD to Australia until 1:00 p.m. and directly received on the same day, list of beneficiary bank as follows:

  • ANZ Bank
  • NAB
  • Commonwealth Bank
  • Westpac

Terms and Condition:
Telex Fee is IDR 50,000,- + Remittance Fee

An OR transaction services serving more than 100 foreign currency (aside of 16 foreign currencies that are currently available). BCA will delivery into USD currency and recipient will receive in local currency in their country. 

Acceptable values correspond to Multicurrency exchange rate that valid at the transactions time.

Delivery and foreign exchange transactions based USD can be only executed into country based currency (eg currency Taiwan Dollar to Taiwan).

Terms and conditions:

  • The fee is IDR 50,000 (Telex fee) + USD 20 (Full Amount fee)
  • Description
    Trade activities between Indonesia and China are growing day by day. Because of this, we create China Today Service to facilitate transfers of United State Dollar (USD) to China

  • Benefit
    • Send today, arrive today! The US Dollar you send will arrive at the beneficiary bank on the same day. Take advantage for your swift and accurate business transaction. Money transfer applications must be received at the branch before 12.00 WIB.
    • Enjoy the transaction flexibility to seven largest banks in China. The seven banks are: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Agricultural Bank of China, Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank

  • Service Terms and Conditions 
    • Money transfer applications must be received at the branch before 12.00 WIB
    • Information regarding the beneficiary bank, bank address, recipient’s name, recipient’s account number must be complete, correct, and accurate
    • Transactions are carried out on work days in China and United States
    • Additional fee for value today service
  • Description
    With Yuan Remittance Service, you can transfer Chinese Yuan (CNH) to any part of the world. Enjoy the convenience of Yuan Remittance as a solution for your business transactions

  • Benefit
    • Yuan transfers worldwide, fast, easy, and safe 
    • Able to be sent to all banks in the world 
    • Competitive exchange rates and costs

  • Service Terms and Conditions 
    • Sender and recipient name can be individuals or companies
    • Information of SWIFT or CNAPS (China National Advance Payment System) code should be included
    • Beneficiary bank address should be correct, accurate and completed with the city and the province name in China
    • For individual recipient in China, it is mandatory to include Kanji and local ID number or the sender can provide a photocopy of beneficiary’s ID (transaction can only be done at the branch)
    • For company recipient in China, it should be listed in RMB Trade Settlement Enterprises
    • Transaction are carried out on work days in China 
    •  An additional full amount fee USD 25 for CNH transfer to individuals

*To fill out money transfer application form correctly and for further information about Yuan Remittance, please visit the nearest BCA branch

Introducing the Service

BCA understand its customer's transaction needs and is constantly coming up with new innovations. One example is the Guaranteed Euro, designed especially for customers who intend to send funds in Euro to any place in the world. The transferred funds are guaranteed to be for full value with a fee of 30 Euro and telex fee of IDR 50,000.

Using Guaranteed Euro is very simple. The Sender must provide the name of the Receiver, an International Bank Account Number (IBAN) or account number and a correct BIC Code (Swift Code).

BCA guarantees no fee or transfer debits or reductions, irrespective of the amount of funds sent or the designated country.

You Should Know
Terms and Regulations

  • The sender must provide the name of the receiver, International Bank Account Number (IBAN), and the correct BIC Code (Swift Code).
  • The sender must pay the full amount of 30 EUR and telex fee of IDR 50,000

Inward Remittance

We understand the value of currencies is crucial to your business. Service stability and accuracy in managing foreign currencies can reduce your loss risk. Inward Remittance from BCA facilitates all types of foreign transfers sent from abroad to Indonesia.

BCA understands that business transactions between countries require great credibility that is trustworthy from the exporter. With Inward Remittance, the need for foreign currency transactions for exports is handled quickly and accurately. With BCA, your foreign currency transfers as an exporter is reliable.

Introducing the Service

Customer satisfaction is our main priority and so we design products and services around your needs. With Inward Remittance, all forms of foreign transactions are facilitated. Service stability and accuracy from BCA in handling foreign currencies is designed to reduce your loss risk. In order for the foreign currency transaction to run smoothly for the customer, BCA Inward Remittance provides credit options to BCA accounts.

Your daily business activities don't need to disturbed by problems about fund transfers between countries. Standard Inward Remittance with a Credit option to a BCA account means IR funds can be immediately credited to your account.

If you are interested in our Inward Remittance service, please contact your nearest BCA branch.

Introducing the Service

With Inward Remittance, all types of foreign currency transactions are made easier. Service stability and accuracy from BCA in handling foreign currencies will be able to reduce your loss risk as an entrepreneur. To accommodate our customer's needs, BCA Inward Remittance offers the option to credit funds to a customer's account with another bank.

Through this option, BCA can transfer funds quickly and easily from its correspondent bank to recipients in Indonesia to minimize any problems in fund transfers between countries.

Inward Remittance Standard with a Credit option to customer accounts in other banks accommodates the IR funds in order for it to be credited to a customer's account even though it is from a different bank.

If you are interested in this Inward Remittance service, please contact your nearest BCA branch.

Introducing the Service

With Inward Remittance, money transferred to you can be obtained in cash by using a PIN. You can draw the funds sent from overseas through Mitra BCA or an international money transfer operator. The funds can be drawn in all BCA branches and liquidating agents that cooperate with BCA. Doing it is simple, just come to your nearest BCA branch and show your PIN and valid ID.

The terms and conditions for drawing funds sent to you are:

  1. Fill out the withdrawal application form
  2. Show your PIN and valid ID
  3. The name on the application must match the name on the valid ID
  4. Pay IDR 6.000 stamp duty

If you are interested in this Inward Remittance service, please contact your nearest BCA branch.

Incomplete data and information provided by customer and banking system interruption, may cause service inconvenience or payment delay and rejection. Fund transfers may be directed to all countries around the world except sanctioned countries / jurisdictions from relevant authorities.

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