As a distributor, you must deal with numerous transactions each day. It is important for you to maintain your cash flow. Smartcash Distributor Financing is the solution for you. Smartcash Distributor Financing is a cash account that can be used as a payment source to distributors for each transaction conducted.

Advantages you will gain:

• Flexible use and return
• Free of administration and provision fees
• Competitive interest rate calculated daily

With Smartcash Distributor Financing, develop your business with various benefits.

3 step easy process!

• Call your distributor
• Fill in the application form and complete the necessary documents
• BCA Smartcash Account is approved & funds are ready to use

In order to enjoy the facilities offered by Smartcash Distributor Financing, the Retailer only needs to fulfill the following requirements:

• You are an Indonesian Citizen (WNI) living in Indonesia.
• You are at least 21 years of age and maximum 65 years of age.
• You have a monthly business turnover of at least Rp 30,000,000 with a business that has been running for at least two years.
• Surat asli dokumen dari distributor.
• Complete the necessary documents as follows:
  
  

  Necessary Documents	Entrepreneur	Employee
  Photocopy of ID (KTP)/Passport	√	√
  Photocopy of Savings / Giro account from the last 3 months	√	√
  Photocopy of License		√
  Photocopy of Certificate of Incorporation/ SIUP, TDP & NPWP	√	√
  Photocopy of most current monthly Credit Card Billing Statement (if available)	√	√

• NPWP is mandatory, if the credit limit agreed upon is = Rp 50 million

You will obtain business ease by only paying the following fees:

* BCA reserves the right to alter the above fees with prior notification through any form or means.

The Smartcash Distributor Financing mechanism is very easy for you to follow:

• The Retailer orders your product as a distributor
• You only need to send your retailer transaction data to BCA in order to get confirmation
• You send the goods to the retailer
• You will receive payment from BCA
• The Retailer will own a BCA Smartcash account (virtual account) to guarantee that the transaction is only with you, the distributor
• The Retailer can do payments to BCA at any time, before or after receiving the billing statement (Credit Card account)