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KPR BCA Loan Simulation
Home Ownership and Home Renovation Loan Simulation
KPR Simulation
Credit allocation for
Home Location
Land (m2)
Building (m2)
Price of Home (IDR)
Down Payment (IDR)
(min. 30% of the price of the home)
Age of Applicant (years)
KTP Area
Customer Type
Time Period (months)
Effective Interest Rate
(per year)
,  %
Simulation Results
Loan Details
Price of Home (IDR)
Down Payment (IDR)
Loan Principal/Credit Limit (IDR)
Effective Interest Rate (%)
(per year)
Time Period (months)
Monthly Installments (IDR)
First Payment Details
Down Payment (IDR)
Notary Fee
PK (IDR)  
Certificate Check (IDR)  
Insurance Fee
Life Insurance (IDR)
Fire Insurance (IDR)
Provision (IDR)
Administration (IDR)
Appraisal Fee (IDR)
Total IDR  
  • Effective : September 09th, 2014
  • Terms and conditions apply.
Terms and Conditions
  • The Loan Details above is just a simulation/ estimation of expenses
  • Roya Certificate fee is IDR 750,000 for Jakarta, outside of Jakarta, the fee depends on the location
    (specifically for certificates being guaranteed by other banks)
  • PK addendum fee is IDR 350,000
    (specifically for article/clause alterations for the existing KPR BCA)
  • Turning Right to Build Certificate (SHGB) to Ownership Certificate (SHM) costs IDR 750,000 to IDR 2,500,000
    (specifically for residential homes up to 200 m2)
  • For land > 20,000 m2 the appraisal fee is according to the receipt from the appraisal
  • The appraisal fee is the fee that is valid for the Jabodetabek area

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