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KPA BCA Loan Simulation
Simulation for BCA Apartment Ownership Loan (KPA BCA)
Simulation for KPA
Apartment Location
Unit size (sqm)
Unit price (Rp)
Down payment (Rp)
(minimum of 30% of the price tag)
Applicant's occupation
Applicant's age (year)
Registered ID Card area
Applican's bank
Tenor (month)
Effective interest rate
(Per year)
,  %
Simulation Result
Loan details
Unit price (Rp)
Down payment (Rp)
Principal debt/credit limit (Rp)
Effective Interest Rate (%)
(per year)
Tenor (month)
Monthly installment (Rp)
First installment details
Down payment (Rp)
Provision (Rp)
Fee (Rp)
Note :
  • Effective from: 09 September 2014
  • Terms and conditions apply
Terms and conditions :
  • After fixed interest rate scheme has concluded, the applicable rate is the floating rate, which will be reviewed every 6 months
  • Details of loans above are for simulation/cost estimation only
  • Appraisal fees exclude taxes
  • Appraisal fees exclude transportation and accommodation costs for areas outside Jakarta and its greater area of Bogor, Depok, Tangerang and Bekasi (Jabodetabek)
  • Cost for upgrading right-to-use property certificate (SHGB) to right-to-own property certificate (SHM) is ranged from Rp 750,000 to Rp 2,500,000 (applies specifically for houses with land size of up to 200 sqm)

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