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KPR Refinancing - Loans - Individual - bca.co.id
KPR Refinancing
KPR Refinancing
Mortgage Your Land/Home,
Get Cash In Hand

Our needs in life constantly fluctuates over time, making financing needs seem unpredictable. To help overcome your financial worries, BCA offers BCA KPR Refinancing, a quick, easy way to gain access to funds.

Mortgage your home or property to get the funding solution you need with BCA KPR Refinancing.

  • Competitive interest rates and low and stable (floating) rate loan
  • Simple terms
  • Non penalty
  • Provide a variety of interest rates: 1 year Fix, Fix 2 years, Fix 3 years, and Fix the first 5 years and Fix and Cap rate

Whether it’s funding a home renovation, wedding, vacation, or education tuition, KPR Refinancing is the funding solution you need.

  • Provide a variety of interest rates, with competitive interest rates and low and stable floating loan rate, your cash flow was not always heavy and make sure all your needs are met.
  • Non penalty for early repayment in half or full to fixed interest 1 year or fix in the first 2 yeras.
  • Simple terms will be prosessed starting from the begining

One simple step with simple terms in order to get the funding you need.

Condition Terms & conditions
Applicant Indonesian Citizen aged at least 21 years/married, permanent employee, entrepreneur, or professional.
Employment/ Entrepreneurship Duration
  • Employee, Employment Duration: At least 1 year at the last company or a total working experience of 2 years.
  • Entrepreneur and Professional, Entrepreneurship/ Professional Duration: At least 2 years.
Maximum age for when loan ends Employees: 55 years, entrepreneurs/ professionals: 60 years
Installment Amount Installments (main + interest) for the whole loan (at BCA + other banks) + new request, maximum 1/3 of the gross salary of the applicant/joint salary of husband-wife
Insurance The applicant is required to close their insurance (life and fire) with a banker's clause term
Agreement Willing to sign a loan agreement and a Deed of Granting Mortgage Rights (APHT))
Payment Installments through auto debit from the Applicant's account at BCA

Download the KPR Refinancing application form.

Apply for KPR Refinancing online*.

*) Presently valid at KCU Jabodetabek, Surabaya dan Bandung only

Contact your nearest BCA branch office, call Halo BCA at 500888 or (021) 500888 from your mobile phone, or email us at halobca@bca.co.id for more information regarding BCA KPR Refinancing.

*) Halo Consumer Credit available at 1500888 from 08.30 WIB to 19.00 WIB

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