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Credit Card - Individual - bca.co.id
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BCA CREDIT CARD
Danar Hadi
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Everyday Credit Card
Everyday Card

everyday card

The BCA Everyday Card Credit Card provides benefits for your purchasing daily needs. With the slogan “Daily shoppting, daily benefits”, this card provides Cash Back for 5% of non subsidy fuel and 5% cash back for all purchases at hypermarkets (Carrefour, Hypermart, Giant & Lotte Mart), low interest Cicilan BCA rate at 0.5% all year long with a 12 month tenor, and larger Reward BCA all year long.   

Yearly Fees for BCA Everyday Card

Main Card Rp. 125,000
Additional Card Rp. 100,000

General Requirements for BCA Everyday Card

Document / Status Entrepreneur Employee Doctor / Notary Foreign Citizen
Photocopy of ID (KTP)/Passport
Photocopy of KITAS - - -
Photocopy of Current Account from the last 3 months * - - -
Photocopy of Tax ID Number (NPWP) * * * -
Income Statement - * - *
Photocopy of License - - * -
Photocopy of Certificate of Incorporation/ SIUP * - - -
Photocopy of most current monthly Credit Card Billing Statement / Photocopy of Credit Card * * * *

All documents submitted will not be returned
✓ Mandatory
* If necessary

For more information, please call your nearest BCA branch, Halo BCA at 500888 or 021-500888 from your mobile phone, or e-mail us at: halobca@bca.co.id.

Silver/Gold Credit Card
BCA Card Silver/Gold, BCA Master Silver/Gold & BCA Visa Silver/Gold

silver gold

The BCA Credit Card brings you ease and convenience including appealing features such as Autopay BCA for paying your routine bills, Cicilan BCA and Reward BCA in rupiah. The Credit Card also offers various attractive promotions for dining, electronics, gadgets, furniture, health & beauty, up to travel & leisure

Yearly Fees

Type of Card Main Additional
Silver Gold Silver Gold
BCA Card/ MasterCard / VISA Rp 75,000 Rp 125,000 Rp 50,000 Rp 100,000

General Requirements

  1. Minimum income of 36 million/year
  2. Main Card : minimum 21 years old – maximum 65 years old
  3. Additional Card : minimum 15 years old – maximum 65 years old
  4. Submit the necessary documents

 

Document / Status Entrepreneur Employee Doctor / Notary Foreign Citizen
Photocopy of ID (KTP)/Passport
Photocopy of KITAS - - -
Photocopy of Current Account from the last 3 months * - - -
Photocopy of Tax ID Number (NPWP) * * * -
Income Statement - * - *
Photocopy of License - - * -
Photocopy of Certificate of Incorporation/ SIUP * - - -
Photocopy of most current monthly Credit Card Billing Statement / Photocopy of Credit Card * * * *

All documents submitted will not be returned
✓ Mandatory
* If necessary

For more information, please call your nearest BCA branch, Halo BCA at 500888 or 021-500888 from your mobile phone, or e-mail us at: halobca@bca.co.id.

BCA Lifestyle Credit Card
BCA Visa Batman & BCA MC2 Tazmania

silver card

The BCA Lifestyle Credit Card has its own added value because of its unique design. The BCA Visa Batman Credit Card has the Batman character imprinted on it and the BCA MC2 has the Tazmania character imprinted on it, making these cards the “must have collectible items”. The BCA Life Style Credit Card offers appealing lifestyle promotions such as watching movies in a movie theater, concerts and others.

Yearly Fees

Main Card Rp. 125,000
Additional Card Rp. 100,000

General Requirements

  1. Minimum income of 36 million rupiah/year
  2. Main Card : minimum 21 years old – maximum 65 years old
  3. Additional Card : minimum 17 years old or married
  4. Submit the necessary documents

 

Document / Status Entrepreneur Employee Doctor / Notary Foreign Citizen
Photocopy of ID (KTP)/Passport
Photocopy of KITAS - - -
Photocopy of Current Account from the last 3 months * - - -
Photocopy of Tax ID Number (NPWP) * * * -
Income Statement - * - *
Photocopy of License - - * -
Photocopy of Certificate of Incorporation/ SIUP * - - -
Photocopy of most current monthly Credit Card Billing Statement / Photocopy of Credit Card * * * *

All documents submitted will not be returned
✓ Mandatory
* If necessary

For more information, please call your nearest BCA branch, Halo BCA at 500888 or 021-500888 from your mobile phone, or e-mail us at: halobca@bca.co.id.

BCA Platinum Credit Card
BCA Card Platinum Batik, BCA MasterCard Platinum & BCA Visa Platinum

silver card

This card is designed for particular individuals who are financially secure with high mobility and who long for the comfort of travelling and transaction ease. The BCA Platinum Credit Card also offers luxurious privileges such as dining in 5 star hotels, shopping at international brand merchants for fashion and watch boutiques and also gadgets and electronics.

Yearly Fees for BCA Platinum

Type of Card BCA Card Platinum Batik BCA MasterCard/
Visa Platinum
Main Card Rp 250,000 Rp 450,000
Additional Card Rp 175,000 Rp 250,000

 

General Requirements

Type of Card BCA Card Platinum Batik/
BCA MasterCard Platinum
Visa Platinum
Minimum Yearly Income Rp 120 million Rp 180 million
Age Main Card : min 21 – max 65 years old
Additional Card : min 15 – max 65 years old

 

Document / Status Entrepreneur Employee Doctor / Notary Foreign Citizen
Photocopy of ID (KTP)/Passport
Photocopy of KITAS - - -
Photocopy of Current Account from the last 3 months * - - -
Photocopy of Tax ID Number (NPWP) * * * -
Income Statement - * - *
Photocopy of License - - * -
Photocopy of Certificate of Incorporation/ SIUP * - - -
Photocopy of most current monthly Credit Card Billing Statement / Photocopy of Credit Card * * * *

All documents submitted will not be returned
✓ Mandatory
* If necessary

For more information, please call your nearest BCA branch, Halo BCA at 500888 or 021-500888 from your mobile phone, or e-mail us at: halobca@bca.co.id.

Visa Corporate Credit Card
BCA Visa Corporate

bca visa corporate

As an active and dynamic medium to large scale businessperson, massive cash flow is regular daily occurence. You must cover various large scale expenses involving dozens of people such as business trips and entertaining clients. The administration process of these expenses could definitely be a complicated process. However, the BCA VISA Corporate Credit Card will make everything easier and more flexible for you.

You just need to hand over the BCA VISA Corporate Credit Card with a limit set according to your trusted employee’s needs. With just one swipe of the BCA VISA Corporate Credit Card, all the company’s needs are settled.

With BCA VISA Corporate, you and your employees can enjoy transaction ease and flexibility.


Benefits for Your Company:
  • Reduce the use of cash
    You can replace cash transactions by using the BCA VISA Corporate Credit Card.
  • Makes it easier to make company expenditure reports
    • Your individual financial report will immediately appear according to the credit card bill
    • You will receive a summary report for the company (monthly)
  • Symbol of the Company’s Legitimacy
    Your company’s exclusive logo will be printed on the BCA VISA Corporate Credit Card
  • Flexible According to your Company’s Needs
    You can adjust the credit limit based on the company’s recommendation or needs.
  • Reporting VISA IntelliLink
    An online facility from VISA Intenational enables BCA VISA Corporate Credit Card users to directly access user and transaction information for the BCA VISA Corporate Credit Card.

 

Benefits for Your Employees:
  • BCA Program USAGE
    Your employee can participate in appealing programs with selected merchants.
  • Reward for Executive Employees
    The employees you choose to hold a BCA VISA Corporate Credit Card must be trustworthy executives. This is a reward on its own for the employee.
  • Travel Insurance
    The credit card user will receive travel insurance of up to Rp 600 million for ticket purchases using the BCA VISA Corporate Credit Card.
  • Accepted Around the World
    The BCA VISA Corporate Credit Card can be used in more than 65,000 merchants in Indonesia and millions of merchants across the globe with the Visa logo.
  • Facilitates Administration Procedures
    The user of the card does not need to do the administration procedures they usually undergo when they use cash for company needs.

The following are the Fees and Charges applied for BCA VISA Corporate Credit Card:

Type of Payment Fee
Annual Fee Rp. 250,000 / card
Minimum payment 10 % from the billing statement (per card)
Late charges 3% or maximum 150,000/customer
Card replacement Rp. 50,000
Retail rate 2.95 %
Cash Advance rate 2.95 %
Cash Advance fee 4% or a minimum Rp. 40,000
Copy of Invoice Rp. 50,000
Foreign Exchange Rate Rp. 40,000

 

With the BCA Visa Corporate Card, you can also get the features listed below:

  • Cicilan BCA
    Change your transaction to installments. At a competitive interest rate and term, you can choose the installments that suit your needs. Your can choose a term of 3 – 36 months.
  • Reward BCA
    Get cash back rewards of up to 20% for all transactions and redeem the Reward BCA with items you want at the merchants with the Reward BCA logo.
  • Largest Network
    Supported by over 800 BCA branche offices, 5,700 BCA ATM networks, and over 65,000 merchants that accept the BCA credit card. Payments for the BCA Credit Card settled using a BCA ATM will not be charged with an administration fee.
  • Autopay BCA
    Summarize all your routine monthly bills starting from electricity, telephone, mobile phone, cable television, insurance, internet, up until your fitness center membership fees into one payment using your BCA Visa Corporate Card. Montly routine payments through Autopay BCA can only be used for personall bills, not corporate bills.
  • Competitive Exchange Rate
    Enjoy a competitive exchange rate when you use the BCA Visa Corporate Card overseas.

 

You can get an exclusive card for selected companies by just submitting the following documents:

  • Company profile
  • Company Certificate and Certificate Alterations
  • Company Registration Certificate (TDP)
  • Business or Operational License
  • Tax Identification Number (NPWP)
  • Legalization of Company Certificate and approval or alteration approval of the Corporate Charter from the Ministry of Law and Human Rights or any other authorized institution
  • Financia report or company profit/ loss accounts
  • Current account statements for the last three months
  • Application form including your ID (KTP) / passport and KITAS
  • Partnership Agreement
  • Supporting Documents:
    • Autodebet Power of Attorney (If necessary)
    • Credit limit recommendation letter
    • Power of Attorny appointing the PIC (Person In Charge)

Smartcash Credit Card
BCA Smartcash

bca smartcash

As a leading entrepreneur, being able to easily conduct business transactions is everything. The BCA Smartcash Card is the key. It is as easy as using credit cards and funds are available for you to fulfill all your business needs.

Four Main Benefits
  • Loan with a limit of over Rp 100 million
  • Credit transactions at more than 65,000 businesses with the BCA Card sign
  • Cash withdrawal facility at any time according to your needs
  • Competitive interest rate

You can enjoy the various benefits BCA Smartcash has to offer to help your business as follows:

  • Credit with No Collateral. No collateral is needed to own a BCA Smartcash card.
  • Easy. Flexible use and credit payments.
  • Economical. You only need to pay at least 10 percent of the total monthly bill each month.
  • Free of Charge. There is no administration charge during the credit card provision request process and for cash withdrawals.
  • Competitive. You will receive the best credit offers with competitive interest rates.
  • Flexible. You will be able to withdraw cash any time you need to. Withdrawals can be done at the 124 counters of the BCA main branches or at the 6,000 ATM BCA machines located throughout Indonesia.
  • Fast. You can transfer funds between BCA accounts instantly.

In order to enjoy business ease using BCA Smartcash, you only need to fulfill the following requirements:

  • You are an Indonesian Citizen (WNI) living in Indonesia.
  • You are at least 21 years of age and maximum 65 years of age.
  • You have a monthly business turnover of at least Rp 30,000,000 with a business that has been running for at least two years.

Complete the necessary documents as follows: 

Document / Status Entrepreneur Employee Doctor / Notary Foreign Citizen
Photocopy of ID (KTP)/Passport
Photocopy of KITAS - - -
Photocopy of Current Account from the last 3 months * - - -
Photocopy of Tax ID Number (NPWP) * * * -
Income Statement - * - *
Photocopy of License - - * -
Photocopy of Certificate of Incorporation/ SIUP * - - -
Photocopy of most current monthly Credit Card Billing Statement / Photocopy of Credit Card * * * *

All documents submitted will not be returned
✓ Mandatory
* If necessary

The NPWP must be submitted if the credit limit agreed upon is ≥ Rp. 50 million.


You can easily run your business only by paying the card fees as follows:

Type of Payment Fee*
Yearly Fee
- Card Limit Rp. 10 million - Rp. 50 million
- Card Limit > Rp. 50 million

Rp. 250,000
Rp. 500,000
Overlimit Rp. 40,000
Invoice Request Rp. 30,000
Card Replacement Rp 50,000
Minimum Payment 10% from the total monthly billing or minimum Rp. 50,000
Late Charges 3% or maximum 150,000 (per card)

* You will receive notice in various forms or means if BCA alters the above fees.

For more information, please call your nearest BCA branch, Halo BCA at 500888 or 021-500888 from your mobile phone, or e-mail us at: halobca@bca.co.id.



Other Smartcash products:
BCA Smartcash Account

Need cash to ease your business?

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