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Products and Services - About BCA - bca.co.id
Products and Services BCA

BCA continuously strives to enhance the quality of our banking products and services to fulfill the needs of our customers.


Deposit Products

Enjoy a wide range of deposit products that provide both convenience and comfort according to your specific transaction needs.
  • Tahapan(savings)
  • Tahapan Gold
  • Tahapan Xpresi
  • Tapres
  • TabunganKu
  • Giro
  • Time Deposits
  • BCA Dollar
  • Simpanan Pelajar

Credit Cards

We have several choices of credit cards available to you. Enjoy a variety of advantages, ease of use and convenience consistent with your needs.
  • BCA Card
  • BCA MasterCard

Credit Facilities

We strive to provide the most appropriate credit facilities to meet your needs. Enjoy a variety of credit facilities that we offer designed to offer you simplicity and the benefits you require.
  • Housing loans
  • Car loans
  • Working Capital loans
  • Loan Syndications
  • Export credit
  • Investment loans
  • Distributor Financing
  • Supplier Financing
  • Dealer Financing
  • Warehouse Financing
  • Trust Receipt

Other Banking Services

Obtain a variety of banking facilities to undertake your transactions. Our services are fast, safe and easy.
  • Direct debits
  • Safety Deposit Box
  • Transfer
  • Remittance
  • Bank Notes
  • Collection & Clearing
  • Traveller's Cheque
  • BCA Virtual Account
  • Open Payment
  • Payroll Services

Cash Management Services

Our range of easy and convenient payment services are designed to support your business.
  • Payable Management/Disbursement
  • Receivable Management/Collection
  • Liquidity Management
  • B2B and B2C


Our extensive range of insurance products is backed by AIA Financial and are available at our hundreds of branches spread across all the major cities in Indonesia.
  • Provisa Max/Provisa Platinum Max
  • Provisa Syariah/Provisa Platinum Syariah
  • Maxi Health
  • Maxi Kid Investa
  • Maxi Retirement
  • Maxi Legacy

Bank Guarantees

We provide several types of bank guarantees or standby L/C that can be used to conduct commercial transactions up to large projects.
  • Bid Bond
  • Performance Bond
  • Advance Payment Bond
  • Centre for managing import duty exemptions and refunds(P4BM)

Export Import Facilities

We offer a range of services to facilitate your import and export transactions with 1,863 correspondent banks in 106 countries
  • Letter of Credit (L/C)
  • Negotiation
  • Bankers Acceptance
  • Bills Discounting
  • Documentary Collections

Foreign Exchange Facilities

Take advantage of our facilities to protect you against losses from exchange risk due to currency fluctuations in your international transactions.
  • Spot
  • Forward
  • Swap
  • Other derivative products

Electronic Banking

Enjoy a variety of electronic banking services to allow you to process your transactions securely, quickly and easily.
  • ATM BCA (multifunctional, non cash and cash deposit)
  • Debit BCA
  • Cash BCA
  • Flazz
  • Self Service Passbook Printer (SSPP)
  • Internet Banking (KlikBCA Individual and KlikBCA Business)
  • Mobile Banking (m-BCA)
  • Call Center (Halo BCA)
  • Phone Banking (BCA by Phone Business dan BCA by Phone)
  • SMS Top Up
  • SMS Push Notification
  • Sakuku
  • BCA KlikPay

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