• Product dan Services

    Continuous Innovation on Quality for Customers Safety and Convenience in Their Banking Experience

BCA continuously strives to enhance the quality of our banking products and services to fulfill the needs of our customers.


Deposit Products

Enjoy a wide range of deposit products that provide both convenience and comfort according to your specific transaction needs.

  • Tahapan(savings)
  • Tahapan Gold
  • Tahapan Xpresi
  • Tahapan Berjangka
  • Tapres
  • TabunganKu
  • Giro
  • Time Deposits
  • BCA Dollar
  • Simpanan Pelajar
  • LAKU


Credit Cards

We have several choices of credit cards available to you. Enjoy a variety of advantages, ease of use and convenience consistent with your needs.

  • BCA Card
  • BCA MasterCard
  • BCA VISA


Credit Facilities

We strive to provide the most appropriate credit facilities to meet your needs. Enjoy a variety of credit facilities that we offer designed to offer you simplicity and the benefits you require.

  • Housing loans
  • Car loans
  • Working Capital loans
  • Loan Syndications
  • Export credit
  • Investment loans
  • Distributor Financing
  • Supplier Financing
  • Dealer Financing
  • Warehouse Financing
  • Showroom Financing
  • Investment Financing
  • Trust Receipt


Other Banking Services

Obtain a variety of banking facilities to undertake your transactions. Our services are fast, safe and easy.

  • Direct debits
  • Safety Deposit Box
  • Transfer
  • Remittance
  • Bank Notes
  • Collection & Clearing
  • Traveller's Cheque
  • BCA Virtual Account
  • Open Payment
  • Payroll Services
  • Cash Pick Up
  • MPN G2 - Tax payments with e-billing system


Cash Management Services

Our range of easy and convenient payment services are designed to support your business.

  • Payable Management/Disbursement
  • Receivable Management/Collection
  • Liquidity Management
  • B2B and B2C


Bank Assurance

Our extensive range of insurance products is backed by AIA Financial and are available at our hundreds of branches spread across all the major cities in Indonesia.

  • Provisa Max/Platinum Max
  • Provisa Syariah
  • Provisa Platinum Syariah
  • Provisa Platinum Max
  • Maxi Health
  • Maxi Kid Investa
  • Maxi Retirement
  • Maxi Legacy
  • BCA Life Heritage Protection
  • Fire Insurance
  • Vehicle Insurance
  • Personal Accident Insurance


Stand By LC / Bank Guarantees

We provide several types of bank guarantees or standby L/C that can be used to conduct commercial transactions up to large projects.

  • Advcance Payment Guarantee
  • Bid Guarantee
  • Performance Bond
  • Advance Payment Bond
  • Centre for managing import duty exemptions and refunds(P4BM)
  • Direct Pay Guarantee
  • Financial Guarantee
  • Maintenance Guarantee
  • Performance Guarantee


Export Import Facilities

We offer a range of services to facilitate your import and export transactions with 1,863 correspondent banks in 106 countries

  • Inward Documentary Collection
  • LC Confirmation
  • LC Discounting
  • LC Forfaiting
  • LC Issuance
  • LC Negotiation
  • Inward Documentary Collection
  • Pre-Export Financing (Export Loan)
  • Trust Receipt
  • Letter of Credit (L/C)
  • Negotiation
  • Bankers Acceptance
  • Bills Discounting
  • Documentary Collections


Foreign Exchange Facilities

Take advantage of our facilities to protect you against losses from exchange risk due to currency fluctuations in your international transactions.

  • Spot
  • Forward
  • Swap
  • Other derivative products


Electronic Banking

Enjoy a variety of electronic banking services to allow you to process your transactions securely, quickly and easily.

  • ATM BCA (multifunctional, non cash and cash deposit)
  • EDC BCA
  • Debit BCA
  • Cash BCA
  • Flazz
  • Self Service Passbook Printer (SSPP)
  • EDC BIZZ
  • Internet Banking (KlikBCA Individual and KlikBCA Business)
  • Mobile Banking (m-BCA)
  • Contact Center (Halo BCA)
  • Phone Banking (BCA by Phone Business dan BCA by Phone)
  • SMS Top Up
  • BCA Mobile
  • SMS BCA
  • SMS Push Notification
  • E-Tax
  • Sakuku
  • BCA KlikPay
  • DUITT
  • eBranch BCA
  • VIRA (Virtual Assistant Chat Banking BCA)


SKBDN Local LC

Special benefits offered to meet your needs.

  • Letter of Guarantee
  • SKBDN Discounting
  • SKBDN Forfaiting
  • SKBDN Issuance
  • Trust Receipt


Product Investment Reksa Dana

A variety of investment product reksa dana offered to your customers bca

  • Reksa Dana Money Market
    • Danareksa Gebyar Dana Likuid
    • First State Indonesian Money Market Fund
    • Schroder Dana Likuid

  • Reksa Dana Terproteksi
    • Batavia Terproteksi Gebyar I
    • Batavia Terproteksi Gebyar II
    • Batavia Terproteksi Genyar III

  • Reksa  Dana Saham
    • Ashmore Dana Ekuitas Nusantara
    • Ashmore Dana Progresif Nusantara
    • Batavia Dana Saham
    • Batavia Dana Saham Optimal
    • BNP Paribas Pesono
    • BNP Paribas Ekuitas
    • Danareksa Mawar Konsumer 10
    • First State IndoEquity Sectoral Fund
    • Schroder Dana Prestasi Plus
    • Schroder Dana Prestasi
    • Schroder 90 Plus Equity fund
    • Schroder Dana Istimewa

  • Reksa Dana Campuran
    • BNP Paribas Spektra
    • Schroder Dana Terpadu II
    • Schroder Syariah Balanced Fund

  • Reksa Dana Pendapatan Tetap IDR
    • Danareksa Gebyar Indonesia II
    • Nikko Gebyar Indonesia Dua
    • Panin Gebyar Indonesia II
    • Schroder Prestasi Gebyar Indonesia II
    • Schroder Dana Mantap Plus II

  • Reksa Dana Pendapatan Tetap USD
    • BNP Paribas Prima USD
    • Schroder USD Bond fund


Product Investment Bond

We provide a variety of invesment product as your choice customer bca.

  • Surat Utang Negara
    • Obligasi Negara Ritel (ORI)
    • Saving Bond Retail (SBR)
    • Obligasi Negara Fixed Rate (FR)
    • Obligasi Negara Valas (INDON)

  • Surat Berharga Syariah Megara
    • Suku Negara Ritel (SR)
    • Suku Negara Tabungan (ST)
    • Project Based Sukuk (PBS)
    • Obligasi Negara Valas Syariah (INDOIS)