• Product dan Services

    Continuous Innovation on Quality for Customers Safety and Convenience in Their Banking Experience

BCA continuously strives to enhance the quality of our banking products and services to fulfill the needs of our customers.

Deposit Products

Enjoy a wide range of deposit products that provide both convenience and comfort according to your specific transaction needs.

  • Tahapan(savings)
  • Tahapan Gold
  • Tahapan Xpresi
  • Tahapan Berjangka
  • Tapres
  • TabunganKu
  • Giro
  • Time Deposits
  • BCA Dollar
  • Simpanan Pelajar
  • LAKU

Credit Cards

We have several choices of credit cards available to you. Enjoy a variety of advantages, ease of use and convenience consistent with your needs.

  • BCA Card
  • BCA MasterCard

Credit Facilities

We strive to provide the most appropriate credit facilities to meet your needs. Enjoy a variety of credit facilities that we offer designed to offer you simplicity and the benefits you require.

  • Housing loans
  • Car loans
  • Working Capital loans
  • Loan Syndications
  • Export credit
  • Investment loans
  • Distributor Financing
  • Supplier Financing
  • Dealer Financing
  • Warehouse Financing
  • Trust Receipt

Other Banking Services

Obtain a variety of banking facilities to undertake your transactions. Our services are fast, safe and easy.

  • Direct debits
  • Safety Deposit Box
  • Transfer
  • Remittance
  • Bank Notes
  • Collection & Clearing
  • Traveller's Cheque
  • BCA Virtual Account
  • Open Payment
  • Payroll Services

Cash Management Services

Our range of easy and convenient payment services are designed to support your business.

  • Payable Management/Disbursement
  • Receivable Management/Collection
  • Liquidity Management
  • B2B and B2C

Bank Assurance

Our extensive range of insurance products is backed by AIA Financial and are available at our hundreds of branches spread across all the major cities in Indonesia.

  • Provisa Max/Provisa Platinum Max
  • Provisa Syariah/Provisa Platinum Syariah
  • Maxi Health
  • Maxi Kid Investa
  • Maxi Retirement
  • Maxi Legacy

Bank Guarantees

We provide several types of bank guarantees or standby L/C that can be used to conduct commercial transactions up to large projects.

  • Bid Bond
  • Performance Bond
  • Advance Payment Bond
  • Centre for managing import duty exemptions and refunds(P4BM)

Export Import Facilities

We offer a range of services to facilitate your import and export transactions with 1,863 correspondent banks in 106 countries

  • Letter of Credit (L/C)
  • Negotiation
  • Bankers Acceptance
  • Bills Discounting
  • Documentary Collections

Foreign Exchange Facilities

Take advantage of our facilities to protect you against losses from exchange risk due to currency fluctuations in your international transactions.

  • Spot
  • Forward
  • Swap
  • Other derivative products

Electronic Banking

Enjoy a variety of electronic banking services to allow you to process your transactions securely, quickly and easily.

  • ATM BCA (multifunctional, non cash and cash deposit)
  • Debit BCA
  • Cash BCA
  • Flazz
  • Self Service Passbook Printer (SSPP)
  • Internet Banking (KlikBCA Individual and KlikBCA Business)
  • Mobile Banking (m-BCA)
  • Contact Center (Halo BCA)
  • Phone Banking (BCA by Phone Business dan BCA by Phone)
  • SMS Top Up
  • SMS Push Notification
  • Sakuku
  • BCA KlikPay
  • eBranch BCA
  • VIRA (Virtual Assistant Chat Banking BCA)