• Management

    Board of Commissioners and Directors with Competency, Achievement, and Expertise in the Business Sector

MANAGEMENT 

Behind the success achieved by BCA is our professional and diligent management team whose ongoing efforts have gained BCA a strong and enviable reputation within the banking industry.

Commissioner

Djohan Emir Setijoso

President Commissioner

Djohan Emir Setijoso (aged 74) domiciled in Indonesia, has served as President Commissioner of BCA since August 25, 2011. Previously served as President Director of BCA from 1999 to 2011 with the latest responsibility for General Coordination, Internal Audit Division, Financial Planning & Control, and Corporate Affairs. Prior to joining BCA, Mr. Setijoso held various positions at Bank Rakyat Indonesia from 1965 to 1998 with the last position as Managing Director, and President Commissioner of Inter Pacific Bank from 1993 to 1998. Aside from serving as the President Commissioner of BCA, he is actively involved in various organizations, among others as a Member of the Daily Board of the Indonesian Employers Association (APINDO) and Honorary Board of the Indonesian Issuers Association (AEI) since 2011, and Member of the Advisory Board of the Indonesian Banks Association (Perbanas) since 2009. Mr. Setijoso graduated from the Bogor Institute of Agriculture.

Tonny Kusnadi

Commissioner

Tonny Kusnadi (aged 68) domiciled in Indonesia, has served as Commissioner of BCA since June 25, 2003. Prior to joining BCA, Mr. Kusnadi was a Director at PT Cipta Karya Bumi Indah, a property development and construction company, from 2001 to 2002, after previously serving as a Commissioner. His earlier managerial positions included serving as President Director of PT Sarana Kencana Mulya, an electronic distributor (1999-2001), Chief Manager of Corporate Banking for PT Bank Central Asia (1992-1998), General Manager at PT Tamara Indah, an engineering and general supplier company (1988-1992) and General Manager at PT Indomobil, a leading Indonesian automotive company, in 1987. Mr. Kusnadi holds a bachelor’s degree in Mechanical Engineering from the University of Brawijaya, Malang.

Cyrillus Harinowo

Independent Commissioner

Cyrillus Harinowo (aged 62) domiciled in Indonesia, has served as Independent Commissioner of BCA since June 25, 2003, and concurrently serving as Independent Commissioner of PT Unilever Indonesia Tbk since 2004. Prior to joining BCA, Mr. Harinowo had twenty five years with Bank Indonesia serving as, among others, Director of the Money Market and Monetary Management Department (1994-1998). He had also served as an Alternate Executive Director and Technical Assistance Advisor for the Monetary and Exchange Affairs Department, International Monetary Fund (IMF), Washington (1998-2003). He has experience as a delegation member in meetings of the Inter Governmental Group on Indonesia (IGGI) and the Consultative Group for Indonesia (CGI), as well as in the annual meetings of IMF and the World Bank. He has held several managerial positions in both governmental and non governmental institutions, and was Assistant to the Minister of Trade (1988-1989). Mr. Harinowo is active as lecturer at several major universities in Jakarta, speaker and article writer for domestic and international seminars and mass media. Mr. Harinowo has published books on Indonesia’s public debt in 2002, the IMF in 2004, and the “Musim Semi Perekonomian Indonesia” in 2005. Mr. Harinowo graduated in Accounting from Gadjah Mada University in 1977, obtained a master’s degree in Development Economics from the Centre for Development Economics, Williams College, Massachusetts, in 1981, and a PhD in Monetary and International Policy from Vanderbilt University, Nashville, Tennessee, USA, in 1985.

Raden Pardede

Independent Commissioner

Raden Pardede (aged 55) domiciled in Indonesia, has served as Independent Commissioner of BCA since May 15, 2006, and a member of the Board of Commissioners of BCA since May 6, 2004. Concurrently also serves as Independent Commissioner of PT Adaro Energy Tbk. Mr. Pardede was President Commissioner of State Asset Management Company (PPA) in 2008-2009, after serving as a Vice President Director of PPA (2004-2008). He has also served both in governmental and non-governmental institutions, including as Vice Chairman of the National Economic Committee (2010-2014), Special Adviser to the Minister of Finance (2008-2010), Chairman of the Indonesia Financial System Stability Forum (2007-2009), Secretary of the Financial System Stability Committee (2008-2009), Chief of Financing for Indonesian Infrastructure Development (2004-2005), Special Adviser to the Coordinating Minister for Economic Affairs (2004-2005), Executive Director of PT Danareksa (2002-2004), Deputy Coordinator of the Assistance Team to the Minister of Finance (2000-2004), Chief Economist and Division Head at PT Danareksa (1995-2002), Founder of Danareksa Research Institute in 1995, Consultant to the World Bank (1994-1995), member of planning staff in the Department of Industry Republic of Indonesia (1985 - 1990), and Process Engineer at PT Pupuk Kujang Fertilizer Industry in 1985. Mr. Pardede is also a guest lecturer at Bandung Institute of Technology, University of Indonesia and Prasetiya Mulya Business School. Mr. Pardede graduated in Chemical Engineering from Bandung Institute of Technology (1984) and obtained a PhD in Economics (1995) from Boston University, USA.

Sumantri Slamet

Independent Commissioner

Sumantri Slamet (aged 62) domiciled in Indonesia, has served as Independent Commissioner of BCA since July 11, 2016. Concurrently, Mr. Slamet also serves as an Independent Commissioner and the Chair of Audit Committee at PT Multi Bintang Indonesia Tbk, and as an independent member of Board of Trustee and the Chair of Risk Committee of Universitas Indonesia. Mr. Slamet has served as a member of IT and Risk Management Committee of PT Bursa Efek Indonesia, Audit Committee and Remuneration & Nomination Committee at PT CIMB Niaga Tbk, and the President Commissioner of PT Danakita Investama. Mr. Slamet has also held various managerial positions and been appointed to the Board of Directors in several companies, including at PT Medco Energy International Tbk Jakarta (2008-2013) where he served as the Managing Director of several Medco's subsidiaries outside of Indonesia (Singapore, US, Oman, Yemen, France) and the Head of Project Finance and Investor Relations - Strategy and Business Development, Finance and Operations Director at PT Surya Citra Televisi (SCTV) (1998-2004), and Director and CEO of PT Kliring Deposit Efek Indonesia (1993-1998). Sumantri Slamet completed his undergraduate study at the Faculty of Mathematics and Natural Sciences, Universitas Indonesia and earned his MSc and PhD in Computer Science from University of Illinois, Urbana Champaign.

Director

Jahja Setiaatmadja

President Director

Jahja Setiaatmadja (aged 60) has served as President Director of BCA since June 17, 2011, and is responsible for General Coordination, as well as oversight of the Internal Audit, Anti Fraud, and Corporate Social Responsibility. Previously, Mr. Setiaatmadja served as Deputy President Director of BCA (2005-2011), with latest responsibility for the Branch Banking Business, Treasury Division, International Banking Division and Overseas Representative Offices. Mr. Setiaatmadja was a Director of BCA from 1999 to 2005 and held a variety of managerial positions within the Bank from 1990. Prior to joining BCA, Mr. Setiaatmadja was Finance Director of Indomobil, a leading Indonesian automotive company (1989-1990), and in various managerial positions including Finance Director at Indonesia’s largest pharmaceutical company, Kalbe Farma (1980-1989), and started his carreer as accountant at PriceWaterhouse (1979). Mr. Setiaatmadja graduated with a Bachelor’s degree in Accounting from Universitas Indonesia.

Eugene Keith Galbraith

Deputy President Director

Eugene Keith Galbraith (aged 63) has served as Deputy President Director of BCA since August 25, 2011, after previously serving as President Commissioner of BCA from 2002 to 2011. Mr. Galbraith is responsible for general supervision of the Compliance Director, Risk Management Director, Credit Director, Human Capital Management Director, also overseeing the Finance and Planning, Corporate Secretary and Enterprise Security. Prior to joining BCA, Mr. Galbraith served as Vice President Commissioner of PT Bank NISP Tbk (2000-2006), Chairman of Asiawise. com (1999-2001), Managing Director of ABN AMRO Asia (1996-1998), and President Director of HG Asia Indonesia (1990-1996). He has also served as an advisor to the Ministry of Finance of the Republic of Indonesia (1988- 1990), and as economic planning advisor in East Nusa Tenggara Province, Indonesia (1984-1988). Mr. Galbraith graduated in Philosophy (1974), holds an M. Phil in Economic History (1978), and a PhD in Anthropology (1983) from Johns Hopkins University, USA.

Armand Wahyudi Hartono

Deputy President Director

Armand Wahyudi Hartono (aged 40) has served as Deputy President Director of BCA since June 21, 2016, after previously serving as Director of BCA from 2009 to 2016. Armand Wahyudi Hartono is responsible for general supervision on Regional & Branch Banking Director, Transaction Banking Director, as well as responsible for Operation Strategy & Development, Domestic Payment Services, Electronic Banking Services, International Banking Services and Information Technology. He once served as Head of Planning and Regional Development of BCA (2004-2009). Prior to joining BCA, Mr. Hartono held various managerial positions at PT Djarum (1998-2004) including as Finance Director, Deputy Purchasing Director, and Head of Human Resources Department. Previous to this, Armand Wahyudi Hartono was an Analyst for Global Credit Research and Investment Banking at JP Morgan Singapore (1997-1998). Mr. Hartono is a graduate of the University of California, San Diego (1996) and holds a Master of Science in Engineering Economic-System and Operation Research from Stanford University, USA (1997).

Suwignyo Budiman

Director

Suwignyo Budiman (aged 65) has served as Director of BCA since May 20, 2002, and is responsible for Consumer Financing and Individual Customer Business Development. Suwignyo Budiman also supervises a number of BCA's subidiaries, which are BCA Syariah, Asuransi Umum BCA and Asuransi Jiwa BCA. Prior to joining BCA, Mr. Budiman pursued a career with Bank Rakyat Indonesia (BRI) starting as a Systems Analyst in 1975, and subsequently has held various managerial positions including as Head of Technology Division (1992-1995), special staff to the Board of Directors (1995-1996), Head of Palembang Region (1996-1998), Head of Operation Division (1998-2000), and his last position as Head of the Central Java Region. He was a member of the Proxy Team of the Board of Directors at BCA from May to July 1998. Mr. Budiman holds an MBA degree from the University of Arizona, USA.

Subur Tan

Director

Subur Tan (aged 55) has served as a Director of BCA since May 20, 2002, and is responsible for Compliance, Legal, and Risk Management. Subur Tan joined BCA in 1986 and has served a variety of managerial positions including as Head of Credit Department at Operational Head Office (1991-1995), Head of Legal Bureau (1995-1999), and Deputy Head of Legal Division (1999-2000). Prior to being appointed to the Board of Directors of BCA, he was Head of Internal Legal Counsel at BCA. Mr. Tan completed the Notary Program at the Faculty of Law, Universitas Indonesia.

Henry Koenaifi

Director

Henry Koenaifi (aged 56) has served as Director of BCA since February 13, 2008, and is responsible for SME & Commercial Banking, Cash Management, and Credit Services. Mr. Koenaifi also monitors developments of BCA subsidiaries comprising Central Santosa Finance and BCA Finance. Prior to being appointed as Director of BCA, Mr. Koenaifi was the President Director of PT BCA Finance from 2000 to 2008. He was appointed by the Indonesian Bank Restructuring Agency (IBRA) as the Head of the Management Team of PT Bank Bali Tbk and as a member of the Managing Team of Bank Jaya from 1999 to 2000. Mr. Koenaifi joined BCA in 1989 and has since held various managerial positions both at branches and at the head office. Before began his career in the banking industry with BCA in 1989, Mr. Koenaifi was with a global IT company, IBM, for six years. Mr. Koenaifi graduated with a Bachelor’s degree in Civil Engineering from Parahyangan Catholic University (1984), and continued his studies at the Institut Pengembangan Manajemen Indonesia (IPMI) in 2000. He holds an MBA degree from Monash University, Melbourne, Australia, in 2001.

Erwan Yuris Ang

Independent Director

Erwan Yuris Ang (aged 56) has served as a Director of BCA since August 25, 2011, and was appointed as an Independent Director of BCA on April 7, 2014, responsible for Procurement, Network & Regional Planning, and Regional & Branch Banking Services. Previously, Mr. Ang served as BCA’s Head of Regional Office for Jakarta, Surabaya, Medan and Malang (2000-2011). Prior to this, he served as Branch Manager at BCA Bandung (1995-2000) and at BCA Pekanbaru (1989-1995), and Head of the Credit Department at BCA Pekanbaru (1987-1989). Mr. Ang joined BCA in 1985 as a trainee in BCA Medan branch. Erwan Yuris Ang holds a Bachelor of Laws from University Satyagama and obtained a Master’s degree in Business Law from Trisakti University.

Rudy Susanto

Director

Rudy Susanto (aged 53) has served as a Director of BCA since July 21, 2014, and is responsible for Corporate Banking, Corporate Branch, Treasury, and International Banking. Rudy Susanto also monitors BCA's subsidiaries comprising BCA Sekuritas and BCA Finance Ltd. Hong Kong. Mr. Susanto joined BCA in 2002 and has since held several managerial positions, including as Executive Vice President of the Credit Risk Analysis Group (2011-2014), Head of the Credit Risk Analysis Group (2004-2011), and Head of the Credit Division (2002-2004). Prior to joining BCA, Mr. Susanto was Head of the Loan Work Out II Division (2001-2002) and Senior Credit Officer (1999-2001) at the Indonesian Bank Restructuring Agency (IBRA). Mr. Susanto has also served as Vice President of Corporate Finance (1998-1999), Senior Manager of Corporate Finance (1996-1998), Manager of Corporate Finance (1995), and Assistant Manager of Corporate Finance (1994) with PT Bank LTCB Central Asia (a joint venture between the Long-Term Credit Bank of Japan Ltd. and PT Bank Central Asia Tbk). He started his career at PT Danamon Indonesia Tbk in 1992 as a trainee in the Credit Marketing Program (1992). Mr. Susanto graduated with a Bachelor’s degree in Civil Engineering from Tarumanagara University, and earned an MBA in Finance from the University of Tennessee, Knoxville, USA.

Inawaty Handoyo

Director

Inawaty Handoyo (aged 64) has served as a Director of BCA since August 8, 2016, responsible for Credit Analysis and Credit Recovery. Since joining BCA in 1980, Inawaty Handoyo has held various managerial positions in internal audit, including Head of Internal Audit Bureau (1985-1988), Deputy Head of Internal Audit Division (1988-1990), and Head of Internal Audit Division (1990-2008). She then served as a member of Audit Committee (2008-2016) and Integrated Governance Committee (2015-2016). Previously, Inawaty Handoyo actively lectured at university and several internal audit training institutions in Jakarta (2000-2016). Prior to joining BCA, she served as the Head of Finance at PT Naintex (1976-1980). Inawaty Handoyo holds two bachelor degrees in Management (1976) and Accounting (1979) from Parahyangan Catholic University, Bandung and a Master of Management from Prasetiya Mulya Business School, Jakarta (2003).

Lianawaty Suwono

Director

Lianawaty Suwono (aged 49) has served as a Director of BCA since July 27, 2016, responsible for Human Capital Management and the Learning & Development. Previously she was the Head of Human Capital Management Division (2006-2016) and as a member of the Remuneration and Nomination Committee (2007-2016). Her career in BCA started in 1991 as a management trainee in the Bank’s Management Development Program before being assigned as a Business Analyst (1992 – 1996) in the Information Systems Division, handling the Integrated Banking Systems Project, focusing on Integrated Deposit Systems and Integrated Loan Systems. After her career in Information Technology area, she started her career in Human Resources area by being assigned to develop the Human Resource Information Systems. She then held various managerial positions, such as Function Head of HR Operations Support (1996 – 1998), Head of HR Operation Systems & Support Bureau (1998 – 1999), Head of Management Development Program Bureau and Head of Career Development Bureau (1999 – 2000), Head of HR Resourcing & Development Bureau (2000 – 2002), Deputy of HR Division Head (2002 – 2006). She has been the President Commissioner of PT Asuransi Jiwa BCA (2014-July 2016). Lianawaty Suwono graduated with a degree in Business Information Computing Systems from San Francisco State University, California, USA.

Santoso

Director

Santoso (aged 50) has served as a Director of BCA since August 8, 2016, responsible for Transaction Banking Business Development, Transaction Banking Partnership Solutions Development, Transaction Banking Product Development, and Transaction Banking Business Support & Services. Previously, he was Head of Consumer Card Business Services and Support Group from 2015 to 2016. His career in BCA started from 1992 as a Head of Supporting Administration Department. In his career, he had held a variety of managerial positions, such as Head of Marketing for Non-Jabodetabek II Area (1996 – 1998), Chief of Area Marketing Bureau (1998 – 2000), Deputy Head of Consumer Network Division, Deputy Head of Network Services Division, and Deputy Head of Network & Sales (2000 – 2005), Head of Small & Medium Business Division (2005 – 2009), Head of Credit Card Business Unit (2009 - 2012), Head of Merchant and Consumer Credit Card Group (2012 - 2014). Mr. Santoso is also active as Head of Dana Pensiun BCA (2003 – April 2016) and as Commissioner of PT Abacus Cash Solution (2010 – April 2016). He graduated from the Faculty of Engineering, Trisakti University, Jakarta.

Corporate Secretary

Jan Hendra

Corporate Secretary

Jan Hendra (aged 43), an Indonesian citizen and domiciled in Indonesia, was appointed as the Corporate Secretary of BCA on October 1, 2016...