e-Banking

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for ATM BCA below.


Type of Transaction Silver (ATM & Paspor) IDR Gold (ATM & Paspor) IDR Platinum (ATM & Paspor) IDR Tapres (ATM & Paspor) IDR BCA Dollar (USD & SGD) IDR
Cash withdrawal at the ATM 7,000,000 10,000,000 10,000,000 10,000,000 ~ 10,000,000
Transfer between BCA accounts IDR - IDR 25.000.000 50.000.000 100.000.000 50.000.000 -
Transfer IDR - FC 15,000,000 15,000,000 15,000,000 15,000,000 -
Transfer FC - IDR - - - - ~25,000,000
Transfer between banks IDR - IDR 10.000.000 15.000.000 25.000.000 15.000.000 -
Debit* 25.000.000 50.000.000 100.000.000 50.000.000 -
Cash deposit at the ATM** 15.000.000 30.000.000 50.000.000 30.000.000 -

*) Payment limit with Debit BCA is combined with cash withdrawals at a merchant (separate from cash withdrawals at the ATM)
**) Effective per February 1st 2016

Interbank Transaction Fees for Every Network

Description ATM BCA (IDR) PRIMA (IDR) CIRRUS (IDR)
Cash withdrawal Free 7,500 25,000
Balance inquiry Free 4,000 5,000
Transfer between banks 6,500 6,500 N/A
Rejected Transaction Free 3,500 5,000
Note: N/A = Not Available
Update: November 01st, 2014

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Debit BCA below.


Type of Card

(ATM/Paspor)

Platinum

Gold/Tapres

Silver

Debit BCA Limit

Rp 100 Million

Rp 50 Million

Rp 25 Million

Note:
- Limit cash withdrawals at merchants become one with BCA Debit payment and Top Up Flazz in EDC.
- Update: February 1, 2016

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Tunai BCA below.


Type of Card

(ATM/Paspor)

Platinum

Gold/Tapres

Silver

Tunai BCA Limit

Rp 100 Million

Rp 50 Million

Rp 25 Million

Note:
- Limit cash withdrawals at merchants become one with BCA Debit payment and Top Up Flazz in EDC.
- Update: February 1, 2016

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA mobile below.

Internet access fee (GPRS/EDGE/3G/WIFI), for m-BCA is around 15 KB per transaction. However, if accessed using the internet/ BIS unlimited package, there are no additional fees.

During download and initial BCA Mobile application initiation plus Transfer List transaction using m-BCA will be charged a Text Message fee (about IDR250-IDR385).

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Flazz BCA below.

  • Minimum Top Up fee is IDR 20,000
  • Maximum balance in the card is IDR 1 million.
  • For use at Commuter Line, minimum balance is IDR 12.000

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Klik BCA below.


DESCRIPTION AMOUNT(IDR)
KeyBCA Administration Fee 10,000
LLG Fee 5,000/transaction
RTGS Fee* 25,000/transaction
* Per July 1st 2016, nominal value of RTGS transactions is greater than Rp 100 million

Note: SMS Fee for registering to Domestic Bank Account number, according to operators are ranging between Rp 275 to Rp 660.

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for BCA KlikPay below.

Text Message fee will be applied each time an activation code or OTP code is sent, according to the tariff applied by the telecommunication service ranging between Rp 275 to Rp 660.


Note: SMS Fee for registering to Domestic Bank Account number, according to operators are ranging between Rp 275 to Rp 660.

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for m-BCA below.


TRANSACTION LIMIT
FEATURE Paspor Silver Paspor Gold / Tapres Paspor Platinum BCA Dollar
1. Transfer between BCA 25 Million 50 Million 100 Million ~ 25 Million
2. Transfer between other banks IDR 10 Million IDR 15 Million IDR 25 Million

Note:
- Limit is combined with the transfer limit at ATM BCA.
- Effective : February 01st, 2016


Top Up Purchase Limit
As much as IDR. 1,100,000 per day. This is a combined limit with other e-channels such as ATM, KlikBCA, SMS Top Up, and BCA by Phone.

Payment Limit
According to the amount on the billing statement

FEE PER TRANSACTION
No. Description XL Indosat Ooredoo Telkomsel
Prepaid Postpaid Kartu Halo simPATI As
1. Non Financial Transaction 650 600 500 850 1010 960
2. Financial Transaction 1300 1200 1000 1450 1670 1620

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for SMS BCA below.

For prepaid customers: Credits will immediately decrease.

For postpaid customers: Will be included in the monthly billing statement.


SMS BCA Service Tariff:

  • GSM Tariff = IDR. 500 - IDR. 1670
  • CDMA Tariff = IDR. 400 - IDR. 550

To accommodate its customer’s needs, BCA provides competitive limits and fees for each product and service. View the limits and fees for Debit BCA below.

For Limit:

Type of transaction Maximum limit per day
IDR to IDR Transfer IDR 100 million
IDR to Foreign Currency Transfer equivalent of IDR 15 million (is a part of limit IDR 100 million)*
Foreign Currency to IDR Transfer equivalent of IDR 100 million*
Foreign Currency to Foreign Currency Transfer (same currency)
Payment as billing
mobile phone credit vouchers IDR 1.1 million per day per card (include PPN)**

* A combined limit of transfer limit through BCA by Phone business with transfer limit trough BCA by Phone Prioritas.
** A combined limit with transaction limit in ATM BCA, KlikBCA, m-BCA, mobile phone credit vouchers via SMS, and SMS BCA.

Fee charges to customer are: KeyBCA administration fee. use KeyBCA for financial transaction.

KeyBCA administration fee be imposed for every new application KeyBCA and replacement KeyBCA because damage/lost.

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